Financing Options
West Creek Offers Fast And Easy Payment Option – No Credit Needed
High Approval Rates:
With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. More than 80% of applications are approved — even those with low credit scores.
No Hidden Fees:
We offer a transparent, and affordable no credit needed financing option. If you pay in full by 100 days, you pay only a $40.00 initial payment, plus the cost of your order. No hidden charges or fees. Or if you’d rather take advantage of our full 12 month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!
100-Day Purchase Option Or Early Buyout:
And with the 100-day purchase option — you can choose to purchase the item within 100 days of delivery and pay only the initial $40.00 payment plus the invoice amount. After 100 days, you may choose the early buyout option and purchase the merchandise at up to 65.00% of the remaining balance on the lease.
Requirements:
Photo ID
Social Security Number, government ID or ITIN#
Debit card with initial payment of $40.00
Checking account
$1,000 a month income
For All Your Car Care Needs
Use your Synchrony Car CareTM credit card:
Use for routine maintenance like gas and car washes, as well as larger automotive repairs and purchases on tires, brakes, windshields, transmissions, and more!
Pay for scheduled maintenance and unexpected repairs over time:
6 months promotional financing on purchases of $199 or more at over 500,000 locations.
Fuel up whenever you need it:
Accepted at over 200,000 gas stations nationwide across all major gas brands.
It's safe, secure, and convenient:
$0 fraud liability, no annual fee, and a dedicated mobile app to manage your account.
*Subject to credit approval. Minimum monthly payments required. Stop in or click here for details. We reserve the right to discontinue or alter terms of this offer at any time. Credit is extended by Synchrony Bank.
